Financial Planning Process



SSWM offers personalized service helping clients address their portfolio management, asset allocation concerns, retirement planning, and other financial goals. Recognizing that every client has different objectives, we follow a comprehensive process which includes the following stages:




Initially your advisor will meet with you to review your existing financial base, income sources, legal documents and retirement plans. We work with you to identify and establish short- and long-term investment and financial goals and assist in determining a level of portfolio risk appropriate for your unique situation. We consult with your legal and tax professionals as needed to complete this comprehensive discovery process.



After a thorough review and analysis of your current financial base, we will make specific recommendations for asset allocation or investments in the context of current economic and market conditions. This custom-designed plan serves as the basis for working together towards your short- and long-term financial goals. Because a good financial plan is essential for long-term success, SSWM provides each client a complimentary formal financial plan upon request.



We take appropriate action to implement the strategic recommendations specific to your plan. Whether it involves the selection and acquisition of investments, a change in your estate plan, or the modification of retirement plans, we provide the expertise and initiative so that each objective is satisfied on a timely basis.



We will continue to monitor your financial position in light of your stated objectives and expected results. Maintaining a close relationship allows us to provide regular updates and guidance on your portfolio, taking into account any developments or changes in your financial situation and goals.